Systems & Appliances Covered
Cooling Systems
- Central air conditioning (single unit per plan)
- Built-in window air conditioning units
- Evaporative coolers
Heating Systems
- Heating systems (forced air, boiler, etc.)
- Heat pumps
- Ductwork
- Thermostats
Plumbing
- Plumbing system
- Water heater (gas or electric)
- Toilets
- Faucets and fixtures
Major Appliances
- Refrigerator
- Range / oven / cooktop
- Built-in microwave
- Dishwasher
- Garbage disposal
- Clothes washer
- Clothes dryer
How Coverage Works
- **Enroll online** — A few minutes is all it takes. No home inspection. No paperwork.
- **Waiting period** — Your coverage activates 30 days after enrollment. This is industry-standard and ensures coverage applies to breakdowns that occur after your policy starts.
- **File a claim 24/7** — Call us when something breaks.
- **We dispatch a pro** — A pre-screened technician from our trusted repair network arrives at your home.
- **We pay the contractor directly** — You pay your service call fee; we handle the rest.
Why Homeowners Choose This Plan
- No inspections required — enroll regardless of your home's age or condition.
- Instant online coverage — no waiting on quotes, no sales calls before signup.
- Flexible payment options including Afterpay for the first payment.
- Award-winning claim approval rate.
- 24/7 claims support.
- Trusted nationwide repair network of pre-screened, licensed technicians.
- One simple plan — no upselling, no confusing tiers.
Frequently Asked Questions
Do I need a home inspection?
No. We do not require an inspection. Enroll online instantly regardless of your home's age or condition.
How fast does coverage start?
Coverage activates 30 days after enrollment. This is industry-standard.
Can I cancel?
Yes — any time, no penalties. Plus every new policy has a 30-day money-back guarantee.
What does the service call fee cover?
It's a small per-visit fee when we dispatch a technician. We pay the technician directly for the rest of the repair.
Can I use Afterpay?
Yes — if you qualify, your $99 first payment is split into 4 payments of $24.75. Recurring monthly billing requires a card on file.
Is the $139/month locked in?
Your $139/month price is set when you enroll and applies to your coverage as long as your policy stays active.